Personal Loans
Secured and unsecured personal loans for any worthwhile purpose. No ABN, no business required. Just a clear picture of what you need and why, and we'll find the right lender for your situation, wherever you are in Australia.
Personal loan options
Secured
Secured Personal Loan
Backed by an asset such as a vehicle or recreational equipment. Lower interest rates than unsecured options, with terms typically running from one to seven years.
01 / 03Secured
Secured Personal Loan
Backed by an asset such as a vehicle or recreational equipment. Lower interest rates than unsecured options, with terms typically running from one to seven years.
01 / 03Unsecured
Unsecured Personal Loan
No asset security required. Assessed on your income and credit history. Useful when the purpose of the loan doesn't involve a tangible asset the lender can hold.
02 / 03Consolidation
Debt Consolidation
Combine multiple debts including credit cards, store cards, and other personal loans into a single loan with one repayment and one rate. Can reduce your total monthly outgoing.
03 / 03Common purposes
- Home renovations and improvements
- Medical or dental expenses
- Travel and holidays
- Weddings and events
- Furniture and household items
- Education and training costs
- Unexpected large expenses
If the purpose involves a specific asset, such as a car, caravan, or boat, you'll likely get a better rate through a dedicated secured loan for that asset type. We'll tell you which structure makes more sense for your situation.
Got my equipment finance approved in 2 business days. They were clear on what was needed, didn't ask for anything twice, and delivered exactly what they said they would.
— Ryan
Ready to discuss your personal loan?
We'll find the right lender for your situation and structure the loan to keep repayments manageable.